XM Rebate Guide

How the Ultra-Low, Standard and Micro rebate tiers differ, plus the account binding steps and payout schedule — all in one place.

XM

4.8
Highest rebate on this page ($/lot)$90
Established2009
Min. Deposit$5
Spreads from1.0 pips
PlatformsMT4 / MT5

At a glance

Symbol Standard AccountUltra-Low Account
EURUSD Euro / US Dollar $9 $4
USDJPY US Dollar / Japanese Yen $9 $3
GOLD Gold $26 $9
SILVER Silver $90 $15

All rates in USD per standard lot, updated in real time from the official rebate table.

Rebate Rates

Account Type EURUSD Gold Energy Bitcoin Notes
Standard Account Top Rebate $9 $26 $2.15 $12 Major pairs covered
Ultra-Low Account $4 $9 $2.15 $5.25
Micro Account Top Rebate $9 $26 $2.15 $12 Great for beginners

Rates are per standard lot (1 lot). Final amounts are subject to the settlement statement.

Rebates by Instrument

Symbol Standard AccountUltra-Low Account
GOLD Gold $26 $9
SILVER Silver Top Rebate $90 $15
OIL Crude Oil Futures $2.15 —
OILCash Spot Crude Oil $2.15 $1.05
EURUSD Euro / US Dollar $9 $4
GBPUSD British Pound / US Dollar $10 $4
USDJPY US Dollar / Japanese Yen $9 $3
AUDUSD Australian Dollar / US Dollar $9 $5
USDCAD US Dollar / Canadian Dollar $9 $5
USDCHF US Dollar / Swiss Franc $10 $5
BTCUSD Bitcoin / US Dollar $12 $5.25
ETHUSD Ethereum / US Dollar $0.9 $0.68
US30 Wall St 30 $4.1 —
US100 US Tech 100 $1.8 —
GBPSGD British Pound / Singapore Dollar Top Rebate $90 $15
CHFSGD Swiss Franc / Singapore Dollar $32 $15
EURHUF Euro / Hungarian Forint $32 $15
EURNOK Euro / Norwegian Krone $32 $15
EURPLN Euro / Polish Zloty $32 $15
EURSEK Euro / Swedish Krona $32 $15
EURSGD Euro / Singapore Dollar $32 $15
EURTRY Euro / Turkish Lira $32 $15
EURZAR Euro / South African Rand $32 $15
GBPDKK British Pound / Danish Krone $32 $15
GBPNOK British Pound / Norwegian Krone $32 $15
GBPSEK British Pound / Swedish Krona $32 $15
NZDSGD New Zealand Dollar / Singapore Dollar $32 $15
SGDJPY Singapore Dollar / Japanese Yen $32 $15
USDHUF US Dollar / Hungarian Forint $32 $15
USDMXN US Dollar / Mexican Peso $32 $15
USDNOK US Dollar / Norwegian Krone $32 $15
USDPLN US Dollar / Polish Zloty $32 $15
USDSEK US Dollar / Swedish Krona $32 $15
USDSGD US Dollar / Singapore Dollar $32 $15
USDTRY US Dollar / Turkish Lira $32 $15
USDZAR US Dollar / South African Rand $32 $15
XAUEUR Gold / Euro $23 $8
BTCJPY Bitcoin / Japanese Yen $21 $11
GOLD24-7 Gold 24/7 $20 $10
XAUCNH Gold / Offshore Yuan $15 $7
XAUJPY Gold / Japanese Yen $15 $7
GBPNZD British Pound / New Zealand Dollar $13 $8
NZDCHF New Zealand Dollar / Swiss Franc $13 $7
EURCHF Euro / Swiss Franc $12 $8
EURDKK Euro / Danish Krone $12 $8
EURHKD Euro / HK Dollar $12 $8
EURNZD Euro / New Zealand Dollar $12 $7
GBPAUD British Pound / Australian Dollar $12 $7
GBPCAD British Pound / Canadian Dollar $12 $7
GBPCHF British Pound / Swiss Franc $12 $8
NZDJPY New Zealand Dollar / Japanese Yen $12 $7
USDCNH US Dollar / Offshore Yuan $12 $8
USDDKK US Dollar / Danish Krone $12 $8
USDHKD US Dollar / HK Dollar $12 $7
AUDCAD Australian Dollar / Canadian Dollar $10 $7
AUDCHF Australian Dollar / Swiss Franc $10 $7
AUDJPY Australian Dollar / Japanese Yen $10 $5
AUDNZD Australian Dollar / New Zealand Dollar $10 $5
CADCHF Canadian Dollar / Swiss Franc $10 $7
CADJPY Canadian Dollar / Japanese Yen $10 $7
CHFJPY Swiss Franc / Japanese Yen $10 $7
EURAUD Euro / Australian Dollar $10 $7
EURCAD Euro / Canadian Dollar $10 $5
EURGBP Euro / British Pound $10 $7
EURJPY Euro / Japanese Yen $10 $5
GBPJPY British Pound / Japanese Yen $10 $7
NZDCAD New Zealand Dollar / Canadian Dollar $10 $7
NZDUSD New Zealand Dollar / US Dollar $10 $7
GAUCNH Gold (gram) / Offshore Yuan $9 $5
GAUUSD Gold (gram) / US Dollar $9 $5
US30Cash Wall St 30 Spot $1.5 $1.01
GER40Cash Germany 40 Spot $0.91 $0.71
US100Cash US Tech 100 Spot $0.72 $0.45
US500Cash S&P 500 Spot $0.22 $0.17
JP225 Nikkei 225 $0.05 —
JP225Cash Nikkei 225 Spot $0.03 $0.016

Rates last updated: 2026-10-30 · Ultra-Low account symbols carry a # suffix in MT4/MT5 (e.g. EURUSD#); Standard account symbols have no suffix. Rebates are per standard lot (1 lot). The broker adjusts rebate rates from time to time; the commission settled by the broker shall prevail.

How the three tiers differ

Open XM through MingHui and the Standard account pays $9 per FX lot and $26 per metals lot; Ultra-Low pays $4 and $9; Micro sits on the same rebate tier as Standard. Spreads and trading conditions stay unchanged — the rebate is extra cash on top. See the full tiers on the XM rebate page.

Opening and binding

Register a live account via our link first, then submit the account for binding in the member centre; only volume traded after approval earns rebates. The steps and common failure reasons are covered in how it works and the FAQ Already have an XM account? Follow the XM transfer guide to add a new trading account under our agency.

Which tier wins

Read rebates together with spreads: Standard and Micro carry the highest per-lot rebates, while Ultra-Low pays less per lot but comes with a tighter spread — high-frequency traders should compare net cost. Micro also suits small practice accounts. Run your own monthly lots through the rebate calculator, then check the Exness vs XM comparison before deciding.

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