Exness vs XM
Rebates, spreads, regulation and deposit requirements side by side — pick the broker that fits you.
Key Conditions Compared
| Exness | XM | |
|---|---|---|
| Top Rebate | 40% of spread | $26/lot |
| Established | 2008 | 2009 |
| Min. Deposit | $1 | $5 |
| Spreads from | 0.0 pips | 1.0 pips |
| Platforms | MT4 / MT5 | MT4 / MT5 |
| Regulation | FSA (Seychelles) - Exness (SC) Ltd, licence SD025 · CySEC (Cyprus, EU) - Exness (Cy) Ltd, licence 178/12 · FSCA (South Africa) - Exness ZA (Pty) Ltd, FSP 51024 | CySEC (Cyprus, EU) - Trading Point of Financial Instruments Ltd, licence 120/10 · ASIC (Australia) - Trading Point of Financial Instruments Pty Ltd, AFSL 443670 · FSC (Belize) - XM Global Ltd, licence 8557558 |
| Open Account | Open Account | Open Account |
Quick Verdict
The two brokers quote rebates differently (40% vs $26) — estimate your own costs by symbol and volume before deciding.
Rebate Table Comparison
Exness
| Account Type | EURUSD | Gold | Energy | Bitcoin | Notes |
|---|---|---|---|---|---|
| Standard Account Top % of spread | 40% of spread | 40% of the spread, all symbols | |||
| Pioneer Account | 23% of spread | 23% of the spread, all symbols | |||
| Raw Spread Account Top Rebate | $0.65 | $2.25 | $1.78 | $1.31 | Low all-in cost after commission |
| Zero Account | $0.43 | $1.5 | $1.18 | $0.87 | For high-frequency traders |
Accounts marked "of spread" are rebated as a percentage of the spread actually paid; where the metals column is labelled separately (e.g. gold), that rate applies, and columns marked "See notes" follow the notes column. All other rows are per standard lot (1 lot). Final amounts are subject to the settlement statement.
XM
| Account Type | EURUSD | Gold | Energy | Bitcoin | Notes |
|---|---|---|---|---|---|
| Standard Account Top Rebate | $9 | $26 | $2.15 | $12 | Major pairs covered |
| Ultra-Low Account | $4 | $9 | $2.15 | $5.25 | |
| Micro Account Top Rebate | $9 | $26 | $2.15 | $12 | Great for beginners |
Rates are per standard lot (1 lot). Final amounts are subject to the settlement statement.