XM Rebate Guide: Tiers, Binding and Payout Explained
How the Ultra-Low, Standard and Micro rebate tiers differ, plus the account binding steps and payout schedule — all in one place.
Read guide →Globally renowned forex broker with a $5 minimum deposit and generous bonus promotions.
| Account Type | EURUSD | Gold | Energy | Bitcoin | Notes |
|---|---|---|---|---|---|
| Standard Account Top Rebate | $9 | $26 | $2.15 | $12 | Major pairs covered |
| Ultra-Low Account | $4 | $9 | $2.15 | $5.25 | |
| Micro Account Top Rebate | $9 | $26 | $2.15 | $12 | Great for beginners |
Rates are per standard lot (1 lot). Final amounts are subject to the settlement statement.
Real-time bid, ask and spread for the main instruments across this broker's account types — same source as the live spreads page, refreshing every 30 seconds.
| Symbol | Standard Account | Ultra-Low Account |
|---|---|---|
| AUDUSD | 4.8 pips | 3.8 pipsLowest |
| BTCUSD | 4000 point | 1500 pointLowest |
| ETHUSD | 300 point | 190 pointLowest |
| EURUSD | 3.7 pips | 2.8 pipsLowest |
| GBPUSD | 4.2 pips | 3.1 pipsLowest |
| GOLD | 5.3 pips | 2.8 pipsLowest |
| US100CASH | 290 point | 195 pointLowest |
| US30CASH | 600 point | 400 pointLowest |
| USDCAD | 4.7 pips | 3.9 pipsLowest |
| USDJPY | 6.7 pips | 5.5 pipsLowest |
| Account Type | Symbol | Bid | Ask | Spread | Avg Today | High Today | Samples | Status | Updated |
|---|---|---|---|---|---|---|---|---|---|
| Standard Account | AUDUSD | 0.70296 | 0.70344 | 4.8 pips | — | — | 0 | Live | 00:04:58 |
| Standard Account | BTCUSD | 77561.35 | 77601.35 | 4000 point | — | — | 0 | Live | 00:04:58 |
| Standard Account | ETHUSD | 2249.93 | 2252.93 | 300 point | — | — | 0 | Live | 00:04:58 |
| Standard Account | EURUSD | 1.11591 | 1.11628 | 3.7 pips | — | — | 0 | Live | 00:04:58 |
| Standard Account | GBPUSD | 1.33884 | 1.33926 | 4.2 pips | — | — | 0 | Live | 00:04:58 |
| Standard Account | GOLD | 3875.61 | 3876.14 | 5.3 pips | — | — | 0 | Live | 00:04:58 |
| Standard Account | US100CASH | 28401.16 | 28404.06 | 290 point | — | — | 0 | Live | 00:04:58 |
| Standard Account | US30CASH | 51790.81 | 51796.81 | 600 point | — | — | 0 | Live | 00:04:58 |
| Standard Account | USDCAD | 1.39729 | 1.39776 | 4.7 pips | — | — | 0 | Live | 00:04:58 |
| Standard Account | USDJPY | 157.546 | 157.613 | 6.7 pips | — | — | 0 | Live | 00:04:58 |
| Ultra-Low Account | AUDUSD | 0.70301 | 0.70339 | 3.8 pips | — | — | 0 | Live | 00:04:58 |
| Ultra-Low Account | BTCUSD | 77573.85 | 77588.85 | 1500 point | — | — | 0 | Live | 00:04:58 |
| Ultra-Low Account | ETHUSD | 2250.48 | 2252.38 | 190 point | — | — | 0 | Live | 00:04:58 |
| Ultra-Low Account | EURUSD | 1.11596 | 1.11624 | 2.8 pips | — | — | 0 | Live | 00:04:58 |
| Ultra-Low Account | GBPUSD | 1.33889 | 1.33920 | 3.1 pips | — | — | 0 | Live | 00:04:58 |
| Ultra-Low Account | GOLD | 3875.73 | 3876.01 | 2.8 pips | — | — | 0 | Live | 00:04:58 |
| Ultra-Low Account | US100CASH | 28401.63 | 28403.58 | 195 point | — | — | 0 | Live | 00:04:58 |
| Ultra-Low Account | US30CASH | 51791.81 | 51795.81 | 400 point | — | — | 0 | Live | 00:04:58 |
| Ultra-Low Account | USDCAD | 1.39733 | 1.39772 | 3.9 pips | — | — | 0 | Live | 00:04:58 |
| Ultra-Low Account | USDJPY | 157.552 | 157.607 | 5.5 pips | — | — | 0 | Live | 00:04:58 |
Source: live market data from Huiyou Zhijia. Spreads are shown in raw points; forex pairs and gold are converted at 10 points = 1 pip, while indices, oil and crypto are shown in points. Today's statistics use the GMT+8 calendar day.
View all live spreads →Earn on every completed lot at the rate shown in the rebate table — EURUSD, gold and other instruments are priced separately, and all trades accumulate automatically.
Rebates depend only on trading volume, not on whether you win or lose — any valid trade qualifies.
Rebates are settled and credited automatically — no manual claims, with full visibility in your account statement.
Open via our link and your spreads and conditions match the official site; rebates are paid by us with no extra fees.
Open or transfer an account with our agent promo code; once the account is linked, your trades automatically earn rebates.
GDC2M
Enter this promo code when opening or transferring an account; rebates apply automatically once the account is linked.
Open a new account through our link, or transfer an existing account under our agent.
Enter our agent promo code shown above in the account opening / transfer form.
Link your real trading account in the client area; it activates after admin verification.
Rebates from your trades settle daily or weekly and can be withdrawn anytime.
(Cyprus, EU) - Trading Point of Financial Instruments Ltd, licence 120/10
(Australia) - Trading Point of Financial Instruments Pty Ltd, AFSL 443670
(Belize) - XM Global Ltd, licence 8557558
Website:clicks.pipaffiliates.com ↗
Founded in 2009 and regulated by CySEC (EU), ASIC (Australia) and the FSC (Belize), XM has built a large global client base with stable execution and multilingual support.
It offers Standard, Ultra-Low and Micro accounts from a $5 minimum deposit with leverage up to 1:1000. Over a thousand instruments cover FX, metals, energy, indices and stock CFDs; the Standard account starts at 1.0 pip commission-free, while Micro suits beginners with small capital.
Deposit bonuses and cashback offers are among the richest in the industry — a good fit for traders starting small. Open your XM account through us on official terms and earn cash rebates on every lot.
Per-lot rebate comparison by account type, in USD per standard lot.
| Symbol | Standard Account | Ultra-Low Account |
|---|---|---|
| GOLD Gold | $26 | $9 |
| SILVER Silver Top Rebate | $90 | $15 |
| OIL Crude Oil Futures | $2.15 | — |
| OILCash Spot Crude Oil | $2.15 | $1.05 |
| EURUSD Euro / US Dollar | $9 | $4 |
| GBPUSD British Pound / US Dollar | $10 | $4 |
| USDJPY US Dollar / Japanese Yen | $9 | $3 |
| AUDUSD Australian Dollar / US Dollar | $9 | $5 |
| USDCAD US Dollar / Canadian Dollar | $9 | $5 |
| USDCHF US Dollar / Swiss Franc | $10 | $5 |
| BTCUSD Bitcoin / US Dollar | $12 | $5.25 |
| ETHUSD Ethereum / US Dollar | $0.9 | $0.68 |
| US30 Wall St 30 | $4.1 | — |
| US100 US Tech 100 | $1.8 | — |
| GBPSGD British Pound / Singapore Dollar Top Rebate | $90 | $15 |
| CHFSGD Swiss Franc / Singapore Dollar | $32 | $15 |
| EURHUF Euro / Hungarian Forint | $32 | $15 |
| EURNOK Euro / Norwegian Krone | $32 | $15 |
| EURPLN Euro / Polish Zloty | $32 | $15 |
| EURSEK Euro / Swedish Krona | $32 | $15 |
| EURSGD Euro / Singapore Dollar | $32 | $15 |
| EURTRY Euro / Turkish Lira | $32 | $15 |
| EURZAR Euro / South African Rand | $32 | $15 |
| GBPDKK British Pound / Danish Krone | $32 | $15 |
| GBPNOK British Pound / Norwegian Krone | $32 | $15 |
| GBPSEK British Pound / Swedish Krona | $32 | $15 |
| NZDSGD New Zealand Dollar / Singapore Dollar | $32 | $15 |
| SGDJPY Singapore Dollar / Japanese Yen | $32 | $15 |
| USDHUF US Dollar / Hungarian Forint | $32 | $15 |
| USDMXN US Dollar / Mexican Peso | $32 | $15 |
| USDNOK US Dollar / Norwegian Krone | $32 | $15 |
| USDPLN US Dollar / Polish Zloty | $32 | $15 |
| USDSEK US Dollar / Swedish Krona | $32 | $15 |
| USDSGD US Dollar / Singapore Dollar | $32 | $15 |
| USDTRY US Dollar / Turkish Lira | $32 | $15 |
| USDZAR US Dollar / South African Rand | $32 | $15 |
| XAUEUR Gold / Euro | $23 | $8 |
| BTCJPY Bitcoin / Japanese Yen | $21 | $11 |
| GOLD24-7 Gold 24/7 | $20 | $10 |
| XAUCNH Gold / Offshore Yuan | $15 | $7 |
| XAUJPY Gold / Japanese Yen | $15 | $7 |
| GBPNZD British Pound / New Zealand Dollar | $13 | $8 |
| NZDCHF New Zealand Dollar / Swiss Franc | $13 | $7 |
| EURCHF Euro / Swiss Franc | $12 | $8 |
| EURDKK Euro / Danish Krone | $12 | $8 |
| EURHKD Euro / HK Dollar | $12 | $8 |
| EURNZD Euro / New Zealand Dollar | $12 | $7 |
| GBPAUD British Pound / Australian Dollar | $12 | $7 |
| GBPCAD British Pound / Canadian Dollar | $12 | $7 |
| GBPCHF British Pound / Swiss Franc | $12 | $8 |
| NZDJPY New Zealand Dollar / Japanese Yen | $12 | $7 |
| USDCNH US Dollar / Offshore Yuan | $12 | $8 |
| USDDKK US Dollar / Danish Krone | $12 | $8 |
| USDHKD US Dollar / HK Dollar | $12 | $7 |
| AUDCAD Australian Dollar / Canadian Dollar | $10 | $7 |
| AUDCHF Australian Dollar / Swiss Franc | $10 | $7 |
| AUDJPY Australian Dollar / Japanese Yen | $10 | $5 |
| AUDNZD Australian Dollar / New Zealand Dollar | $10 | $5 |
| CADCHF Canadian Dollar / Swiss Franc | $10 | $7 |
| CADJPY Canadian Dollar / Japanese Yen | $10 | $7 |
| CHFJPY Swiss Franc / Japanese Yen | $10 | $7 |
| EURAUD Euro / Australian Dollar | $10 | $7 |
| EURCAD Euro / Canadian Dollar | $10 | $5 |
| EURGBP Euro / British Pound | $10 | $7 |
| EURJPY Euro / Japanese Yen | $10 | $5 |
| GBPJPY British Pound / Japanese Yen | $10 | $7 |
| NZDCAD New Zealand Dollar / Canadian Dollar | $10 | $7 |
| NZDUSD New Zealand Dollar / US Dollar | $10 | $7 |
| GAUCNH Gold (gram) / Offshore Yuan | $9 | $5 |
| GAUUSD Gold (gram) / US Dollar | $9 | $5 |
| US30Cash Wall St 30 Spot | $1.5 | $1.01 |
| GER40Cash Germany 40 Spot | $0.91 | $0.71 |
| US100Cash US Tech 100 Spot | $0.72 | $0.45 |
| US500Cash S&P 500 Spot | $0.22 | $0.17 |
| JP225 Nikkei 225 | $0.05 | — |
| JP225Cash Nikkei 225 Spot | $0.03 | $0.016 |
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Rates last updated: 2026-10-30 · Ultra-Low account symbols carry a # suffix in MT4/MT5 (e.g. EURUSD#); Standard account symbols have no suffix. Rebates are per standard lot (1 lot). The broker adjusts rebate rates from time to time; the commission settled by the broker shall prevail.
Official trading terminals for desktop and mobile — trade anytime, anywhere.
Download the broker's official app to manage your account and trades anytime, anywhere.
MT4 / MT5 links come from MetaQuotes and brokers' official channels; cTrader from Spotware. Always download from official sources.
Forex and CFD trading carries a high risk — you may lose all of your invested capital.
How the Ultra-Low, Standard and Micro rebate tiers differ, plus the account binding steps and payout schedule — all in one place.
Read guide →XM gold (GOLD/XAUUSD) pays $26 per lot on Standard accounts and $9 on Ultra-Low accounts; silver pays up to $90. This guide explains the calculation, account choice and how to claim.
Read guide →XM crude oil OILCash pays $2.15 per lot on Standard and $1.05 on Ultra-Low; OIL pays $2.15. Worked examples plus energy and index rebate rates.
Read guide →XM crypto CFDs also pay rebates: BTCUSD $12 per lot on Standard / $5.25 on Ultra-Low, BTCJPY up to $21, ETHUSD $0.90. Includes calculation examples and how to claim.
Read guide →Already have an XM account? Add a new trading account under our agency with code GDC2M — in the XM member area or via our signup link — then confirm with support; rebates settle weekly.
Read guide →Known for low spreads and fast withdrawals, with a $1 minimum deposit — suitable for all types of traders.
FCA-regulated low-cost broker with generous rebate potential on the Classic account.
A long-established, multi-regulated broker with MT4/MT5 and cTrader — stable rebates.