XM Rebate Guide: Tiers, Binding and Payout Explained
How the Ultra-Low, Standard and Micro rebate tiers differ, plus the account binding steps and payout schedule — all in one place.
Read guide →XM Crypto Rebates: Bitcoin & Ethereum per Lot
XM crypto CFDs also pay rebates: BTCUSD $12 per lot on Standard / $5.25 on Ultra-Low, BTCJPY up to $21, ETHUSD $0.90. Includes calculation examples and how to claim.
Highest rebate on this page ($/lot)$21
Established2009
Min. Deposit$5
Spreads from1.0 pips
PlatformsMT4 / MT5
At a glance
| Symbol | Standard Account | Ultra-Low Account |
|---|---|---|
| BTCUSD Bitcoin / US Dollar | $12 | $5.25 |
| BTCJPY Bitcoin / Japanese Yen | $21 | $11 |
| ETHUSD Ethereum / US Dollar | $0.9 | $0.68 |
All rates in USD per standard lot, updated in real time from the official rebate table.
Rebate Rates
| Account Type | EURUSD | Gold | Energy | Bitcoin | Notes |
|---|---|---|---|---|---|
| Standard Account Top Rebate | $9 | $26 | $2.15 | $12 | Major pairs covered |
| Ultra-Low Account | $4 | $9 | $2.15 | $5.25 | |
| Micro Account Top Rebate | $9 | $26 | $2.15 | $12 | Great for beginners |
Rates are per standard lot (1 lot). Final amounts are subject to the settlement statement.
Rebates by Instrument
| Symbol | Standard Account | Ultra-Low Account |
|---|---|---|
| GOLD Gold | $26 | $9 |
| SILVER Silver Top Rebate | $90 | $15 |
| OIL Crude Oil Futures | $2.15 | — |
| OILCash Spot Crude Oil | $2.15 | $1.05 |
| EURUSD Euro / US Dollar | $9 | $4 |
| GBPUSD British Pound / US Dollar | $10 | $4 |
| USDJPY US Dollar / Japanese Yen | $9 | $3 |
| AUDUSD Australian Dollar / US Dollar | $9 | $5 |
| USDCAD US Dollar / Canadian Dollar | $9 | $5 |
| USDCHF US Dollar / Swiss Franc | $10 | $5 |
| BTCUSD Bitcoin / US Dollar | $12 | $5.25 |
| ETHUSD Ethereum / US Dollar | $0.9 | $0.68 |
| US30 Wall St 30 | $4.1 | — |
| US100 US Tech 100 | $1.8 | — |
| GBPSGD British Pound / Singapore Dollar Top Rebate | $90 | $15 |
| CHFSGD Swiss Franc / Singapore Dollar | $32 | $15 |
| EURHUF Euro / Hungarian Forint | $32 | $15 |
| EURNOK Euro / Norwegian Krone | $32 | $15 |
| EURPLN Euro / Polish Zloty | $32 | $15 |
| EURSEK Euro / Swedish Krona | $32 | $15 |
| EURSGD Euro / Singapore Dollar | $32 | $15 |
| EURTRY Euro / Turkish Lira | $32 | $15 |
| EURZAR Euro / South African Rand | $32 | $15 |
| GBPDKK British Pound / Danish Krone | $32 | $15 |
| GBPNOK British Pound / Norwegian Krone | $32 | $15 |
| GBPSEK British Pound / Swedish Krona | $32 | $15 |
| NZDSGD New Zealand Dollar / Singapore Dollar | $32 | $15 |
| SGDJPY Singapore Dollar / Japanese Yen | $32 | $15 |
| USDHUF US Dollar / Hungarian Forint | $32 | $15 |
| USDMXN US Dollar / Mexican Peso | $32 | $15 |
| USDNOK US Dollar / Norwegian Krone | $32 | $15 |
| USDPLN US Dollar / Polish Zloty | $32 | $15 |
| USDSEK US Dollar / Swedish Krona | $32 | $15 |
| USDSGD US Dollar / Singapore Dollar | $32 | $15 |
| USDTRY US Dollar / Turkish Lira | $32 | $15 |
| USDZAR US Dollar / South African Rand | $32 | $15 |
| XAUEUR Gold / Euro | $23 | $8 |
| BTCJPY Bitcoin / Japanese Yen | $21 | $11 |
| GOLD24-7 Gold 24/7 | $20 | $10 |
| XAUCNH Gold / Offshore Yuan | $15 | $7 |
| XAUJPY Gold / Japanese Yen | $15 | $7 |
| GBPNZD British Pound / New Zealand Dollar | $13 | $8 |
| NZDCHF New Zealand Dollar / Swiss Franc | $13 | $7 |
| EURCHF Euro / Swiss Franc | $12 | $8 |
| EURDKK Euro / Danish Krone | $12 | $8 |
| EURHKD Euro / HK Dollar | $12 | $8 |
| EURNZD Euro / New Zealand Dollar | $12 | $7 |
| GBPAUD British Pound / Australian Dollar | $12 | $7 |
| GBPCAD British Pound / Canadian Dollar | $12 | $7 |
| GBPCHF British Pound / Swiss Franc | $12 | $8 |
| NZDJPY New Zealand Dollar / Japanese Yen | $12 | $7 |
| USDCNH US Dollar / Offshore Yuan | $12 | $8 |
| USDDKK US Dollar / Danish Krone | $12 | $8 |
| USDHKD US Dollar / HK Dollar | $12 | $7 |
| AUDCAD Australian Dollar / Canadian Dollar | $10 | $7 |
| AUDCHF Australian Dollar / Swiss Franc | $10 | $7 |
| AUDJPY Australian Dollar / Japanese Yen | $10 | $5 |
| AUDNZD Australian Dollar / New Zealand Dollar | $10 | $5 |
| CADCHF Canadian Dollar / Swiss Franc | $10 | $7 |
| CADJPY Canadian Dollar / Japanese Yen | $10 | $7 |
| CHFJPY Swiss Franc / Japanese Yen | $10 | $7 |
| EURAUD Euro / Australian Dollar | $10 | $7 |
| EURCAD Euro / Canadian Dollar | $10 | $5 |
| EURGBP Euro / British Pound | $10 | $7 |
| EURJPY Euro / Japanese Yen | $10 | $5 |
| GBPJPY British Pound / Japanese Yen | $10 | $7 |
| NZDCAD New Zealand Dollar / Canadian Dollar | $10 | $7 |
| NZDUSD New Zealand Dollar / US Dollar | $10 | $7 |
| GAUCNH Gold (gram) / Offshore Yuan | $9 | $5 |
| GAUUSD Gold (gram) / US Dollar | $9 | $5 |
| US30Cash Wall St 30 Spot | $1.5 | $1.01 |
| GER40Cash Germany 40 Spot | $0.91 | $0.71 |
| US100Cash US Tech 100 Spot | $0.72 | $0.45 |
| US500Cash S&P 500 Spot | $0.22 | $0.17 |
| JP225 Nikkei 225 | $0.05 | — |
| JP225Cash Nikkei 225 Spot | $0.03 | $0.016 |
No matching symbols. Try another keyword.
Rates last updated: 2026-10-30 · Ultra-Low account symbols carry a # suffix in MT4/MT5 (e.g. EURUSD#); Standard account symbols have no suffix. Rebates are per standard lot (1 lot). The broker adjusts rebate rates from time to time; the commission settled by the broker shall prevail.
XM supports crypto CFD trading on Bitcoin, Ethereum and more, and you earn rebates once you link your account through MingHui FX: BTCUSD pays $12 per lot on Standard and $5.25 on Ultra-Low; BTCJPY pays $21 and $11 respectively; ETHUSD pays $0.90 and $0.68.
How are XM crypto rebates calculated?
Take BTCUSD on a Standard account with 30 lots per month: 30 × $12 = $360/month. Select XM and BTCUSD / BTCJPY / ETHUSD in the rebate calculator and enter your monthly lot volume to estimate your monthly and yearly rebates.
Crypto CFDs vs exchange spot
What you trade on XM are crypto CFDs (contracts for difference) — no wallet or on-chain transfers needed, and you can go both long and short, with the spread as the main cost; rebates lower your effective cost per lot even further. Note that CFDs are leveraged and highly volatile, so be sure to manage your position size carefully.
How to claim XM crypto rebates
- Open a real account via our XM referral link.
- Link your trading account in the member center and wait for approval.
- Trade BTCUSD and other instruments — rebates are credited automatically each settlement cycle.
See the per-instrument rebate table for all XM rates (FX, metals, energy, indices, crypto) and the how-it-works guide for the full process.
Note: the broker may adjust rebate rates from time to time; the figures on this page are for reference only, and the commission actually settled by the platform prevails.
More XM guides
XM Gold Rebate: Up to $26 per Lot on GOLD — How It's Calculated and Claimed
XM gold (GOLD/XAUUSD) pays $26 per lot on Standard accounts and $9 on Ultra-Low accounts; silver pays up to $90. This guide explains the calculation, account choice and how to claim.
Read guide →XM Oil Rebate: OIL / OILCash per-Lot Rates
XM crude oil OILCash pays $2.15 per lot on Standard and $1.05 on Ultra-Low; OIL pays $2.15. Worked examples plus energy and index rebate rates.
Read guide →XM Transfer Guide: Rebates for Existing XM Accounts
Already have an XM account? Add a new trading account under our agency with code GDC2M — in the XM member area or via our signup link — then confirm with support; rebates settle weekly.
Read guide →