XM Rebate Guide: Tiers, Binding and Payout Explained
How the Ultra-Low, Standard and Micro rebate tiers differ, plus the account binding steps and payout schedule — all in one place.
Read guide →XM Transfer Guide: Rebates for Existing Accounts
Already have an XM account? Add a new trading account under our agency with code GDC2M — in the XM member area or via our signup link — then confirm with support; rebates settle weekly.
Highest rebate on this page ($/lot)$90
Established2009
Min. Deposit$5
Spreads from1.0 pips
PlatformsMT4 / MT5
Rebate Rates
| Account Type | EURUSD | Gold | Energy | Bitcoin | Notes |
|---|---|---|---|---|---|
| Standard Account Top Rebate | $9 | $26 | $2.15 | $12 | Major pairs covered |
| Ultra-Low Account | $4 | $9 | $2.15 | $5.25 | |
| Micro Account Top Rebate | $9 | $26 | $2.15 | $12 | Great for beginners |
Rates are per standard lot (1 lot). Final amounts are subject to the settlement statement.
Rebates by Instrument
| Symbol | Standard Account | Ultra-Low Account |
|---|---|---|
| GOLD Gold | $26 | $9 |
| SILVER Silver Top Rebate | $90 | $15 |
| OIL Crude Oil Futures | $2.15 | — |
| OILCash Spot Crude Oil | $2.15 | $1.05 |
| EURUSD Euro / US Dollar | $9 | $4 |
| GBPUSD British Pound / US Dollar | $10 | $4 |
| USDJPY US Dollar / Japanese Yen | $9 | $3 |
| AUDUSD Australian Dollar / US Dollar | $9 | $5 |
| USDCAD US Dollar / Canadian Dollar | $9 | $5 |
| USDCHF US Dollar / Swiss Franc | $10 | $5 |
| BTCUSD Bitcoin / US Dollar | $12 | $5.25 |
| ETHUSD Ethereum / US Dollar | $0.9 | $0.68 |
| US30 Wall St 30 | $4.1 | — |
| US100 US Tech 100 | $1.8 | — |
| GBPSGD British Pound / Singapore Dollar Top Rebate | $90 | $15 |
| CHFSGD Swiss Franc / Singapore Dollar | $32 | $15 |
| EURHUF Euro / Hungarian Forint | $32 | $15 |
| EURNOK Euro / Norwegian Krone | $32 | $15 |
| EURPLN Euro / Polish Zloty | $32 | $15 |
| EURSEK Euro / Swedish Krona | $32 | $15 |
| EURSGD Euro / Singapore Dollar | $32 | $15 |
| EURTRY Euro / Turkish Lira | $32 | $15 |
| EURZAR Euro / South African Rand | $32 | $15 |
| GBPDKK British Pound / Danish Krone | $32 | $15 |
| GBPNOK British Pound / Norwegian Krone | $32 | $15 |
| GBPSEK British Pound / Swedish Krona | $32 | $15 |
| NZDSGD New Zealand Dollar / Singapore Dollar | $32 | $15 |
| SGDJPY Singapore Dollar / Japanese Yen | $32 | $15 |
| USDHUF US Dollar / Hungarian Forint | $32 | $15 |
| USDMXN US Dollar / Mexican Peso | $32 | $15 |
| USDNOK US Dollar / Norwegian Krone | $32 | $15 |
| USDPLN US Dollar / Polish Zloty | $32 | $15 |
| USDSEK US Dollar / Swedish Krona | $32 | $15 |
| USDSGD US Dollar / Singapore Dollar | $32 | $15 |
| USDTRY US Dollar / Turkish Lira | $32 | $15 |
| USDZAR US Dollar / South African Rand | $32 | $15 |
| XAUEUR Gold / Euro | $23 | $8 |
| BTCJPY Bitcoin / Japanese Yen | $21 | $11 |
| GOLD24-7 Gold 24/7 | $20 | $10 |
| XAUCNH Gold / Offshore Yuan | $15 | $7 |
| XAUJPY Gold / Japanese Yen | $15 | $7 |
| GBPNZD British Pound / New Zealand Dollar | $13 | $8 |
| NZDCHF New Zealand Dollar / Swiss Franc | $13 | $7 |
| EURCHF Euro / Swiss Franc | $12 | $8 |
| EURDKK Euro / Danish Krone | $12 | $8 |
| EURHKD Euro / HK Dollar | $12 | $8 |
| EURNZD Euro / New Zealand Dollar | $12 | $7 |
| GBPAUD British Pound / Australian Dollar | $12 | $7 |
| GBPCAD British Pound / Canadian Dollar | $12 | $7 |
| GBPCHF British Pound / Swiss Franc | $12 | $8 |
| NZDJPY New Zealand Dollar / Japanese Yen | $12 | $7 |
| USDCNH US Dollar / Offshore Yuan | $12 | $8 |
| USDDKK US Dollar / Danish Krone | $12 | $8 |
| USDHKD US Dollar / HK Dollar | $12 | $7 |
| AUDCAD Australian Dollar / Canadian Dollar | $10 | $7 |
| AUDCHF Australian Dollar / Swiss Franc | $10 | $7 |
| AUDJPY Australian Dollar / Japanese Yen | $10 | $5 |
| AUDNZD Australian Dollar / New Zealand Dollar | $10 | $5 |
| CADCHF Canadian Dollar / Swiss Franc | $10 | $7 |
| CADJPY Canadian Dollar / Japanese Yen | $10 | $7 |
| CHFJPY Swiss Franc / Japanese Yen | $10 | $7 |
| EURAUD Euro / Australian Dollar | $10 | $7 |
| EURCAD Euro / Canadian Dollar | $10 | $5 |
| EURGBP Euro / British Pound | $10 | $7 |
| EURJPY Euro / Japanese Yen | $10 | $5 |
| GBPJPY British Pound / Japanese Yen | $10 | $7 |
| NZDCAD New Zealand Dollar / Canadian Dollar | $10 | $7 |
| NZDUSD New Zealand Dollar / US Dollar | $10 | $7 |
| GAUCNH Gold (gram) / Offshore Yuan | $9 | $5 |
| GAUUSD Gold (gram) / US Dollar | $9 | $5 |
| US30Cash Wall St 30 Spot | $1.5 | $1.01 |
| GER40Cash Germany 40 Spot | $0.91 | $0.71 |
| US100Cash US Tech 100 Spot | $0.72 | $0.45 |
| US500Cash S&P 500 Spot | $0.22 | $0.17 |
| JP225 Nikkei 225 | $0.05 | — |
| JP225Cash Nikkei 225 Spot | $0.03 | $0.016 |
No matching symbols. Try another keyword.
Rates last updated: 2026-10-30 · Ultra-Low account symbols carry a # suffix in MT4/MT5 (e.g. EURUSD#); Standard account symbols have no suffix. Rebates are per standard lot (1 lot). The broker adjusts rebate rates from time to time; the commission settled by the broker shall prevail.
Already have an XM account? You can still earn high rebates through MingHui FX — the key is adding a new trading account under our agency and entering the agency code GDC2M. Either method below works; Method 1 is the easier one.
Method 1: add a new account in the XM member area (easier)
- Log in to the XM member area (personal centre).
- Choose to add a new MT4 or MT5 trading account.
- Enter GDC2M in the agency/promo code field and submit.
Method 2: come in through our signup link
- Clear your browser history and cookies, close the browser, then reopen it.
- Open our XM signup link.
- Enter your existing email and password — you will be told the email is already registered, which is expected.
- Log in to the member area with that email and password.
- Add a new MT4/MT5 trading account and enter GDC2M in the agency code field.
Always confirm with support after adding
Every time you add a new trading account, contact MingHui FX support to confirm the agency link took effect. Skipping this step may leave the account registered under XM directly, with no rebates from us. Once confirmed, bind the trading account in the member centre — only volume traded after approval earns rebates.
How much rebate after the transfer?
The transferred account earns the same rates as a fresh signup: Standard pays $9 per FX lot and $26 per gold lot; Ultra-Low pays $4 and $9; Micro sits on the same tier as Standard. Rebates ignore profit or loss, settle automatically every week and can be withdrawn anytime from the member centre. Full tiers on the XM rebate page; estimate your monthly cashback with the rebate calculator.
Tip: if you are unsure whether the new account is linked, confirm with support before depositing or trading.
More XM guides
XM Gold Rebate: Up to $26 per Lot on GOLD — How It's Calculated and Claimed
XM gold (GOLD/XAUUSD) pays $26 per lot on Standard accounts and $9 on Ultra-Low accounts; silver pays up to $90. This guide explains the calculation, account choice and how to claim.
Read guide →XM Oil Rebate: OIL / OILCash per-Lot Rates
XM crude oil OILCash pays $2.15 per lot on Standard and $1.05 on Ultra-Low; OIL pays $2.15. Worked examples plus energy and index rebate rates.
Read guide →XM Crypto Rebates: BTCUSD, BTCJPY & ETHUSD Rates per Lot
XM crypto CFDs also pay rebates: BTCUSD $12 per lot on Standard / $5.25 on Ultra-Low, BTCJPY up to $21, ETHUSD $0.90. Includes calculation examples and how to claim.
Read guide →